Merit Dental Benefits

UNI offers a comprehensive benefits package to eligible
Merit AFSCME employees and their qualified dependents.
Employees have the option to enroll in health, dental & vision
insurance plans. Use this site to review an overview of the University provided benefits along with the corresponding premiums.
Health, Dental & Vision Benefits

List of Health, Dental & Vision Benefits

Complete List of Benefits




Frequently Asked Questions: Click Here



Forms and Resources
Delta Dental Benefits Summary (PDF)
Merit Health and Dental Enrollment Form
(PDF)
Dental Insurance Rates (PDF)
Health & Dental Plan Change Form (PDF)

Delta Dental


Benefit Overview Handouts

 



Quick Tips
Employees who work at least half-time or more with an appointment length of 9 months or more are eligible for dental insurance.

Coverage is effective on the first day of the month following 30 days of employment, providing you enroll within 30 days of your date of employment

You may add or drop a dependent within 30 days of a qualifying "life event.”
 


Description of Dental Plan for Merit AFSCME

The University offers eligible State of Iowa employees an optional dental insurance plan. Employees who work at least half-time or more with an appointment length of nine (9) months or more are eligible for dental insurance through the University. Coverage is effective on the first day of the month following 30 days of employment, providing you enroll within 30 days of your date of employment. You must enroll during the first 30 days of employment.

Coverage is available for yourself; your spouse, common law spouse or domestic partner; unmarried dependent children to age 26; unmarried full-time students; and qualified children over age 26 who are totally and permanently disabled, provided the disability existed prior to age 26. Changes to your plan can only be made as the result of a qualifying life event such as marriage, birth, or adoption.

The dental plan pays up to $1,500 of covered expenses per person per year, as follows:

  • 100% for routine check-ups and cleanings twice in a benefit period.

  • 80% for routine restorative services, such as fillings.

  • 50% for non-surgical and surgical periodontal treatments, root canals, and crowns (must have prior approval).

  • 50% for bridges and dentures (prosthetics).

  • 50% for dependent orthodontia; no deductible; up to $1,500 per eligible dependent in a lifetime.
Employee Monthly Premium
Single $0.00
Family $39.14
Shared Family $20.03
2 State Employees $10.02


















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Date Updated: December 12, 2013