Merit Life Insurance Benefits

UNI offers financial security benefits to assist employees in
building a comprehensive safety net to support themselves
and their family members. UNI provides life insurance, accidental death & dismemberment insurance, long-term disability coverage, retirement protection insurance, and will preparation services to eligible employees at no cost.
UNI Financial Security Benefits

List of Financial Security Benefits

Complete List of Benefits

Frequently Asked Questions: Click Here

Forms & Resources
Beneficiary Change Form (PDF)
Principal Coverage Manual (PDF)

Benefit Overview Handouts


Quick Tips
Life coverage is two (2) times the budgeted salary to a maximum of $250,000.

Beneficiary changes can be made at any time by completing a Beneficiary Change Form and returning to the HRS office.

Description of Life Insurance for Merit AFSCME

Participation in the life insurance program is automatic for employees with a permanent appointment of one-half time or more for a minimum of nine months. You become eligible for life insurance on the date you begin active work with the University. UNI pays the entire cost for this program. Life coverage is two (2) times the budgeted salary to a maximum of $250,000 for staff members under 65 years of age.

You should name a beneficiary at the time you enroll for insurance as benefits will be paid to your beneficiary upon your death. If your beneficiary does not survive you, benefits will be paid to your estate, spouse, child(ren), parent(s), or other persons in the Group Policy.


Voluntary Term Life Insurance and AD&D

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Date Updated: December 4, 2013