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You are eligible for Medicare when you are:
- Age 65
- Under age 65 with certain disabilities
- Any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant)
As an active employee or a retiree, there are three parts of Medicare that could affect you:
- Medicare Part A
This is hospital insurance that helps pay for inpatient care in a hospital or skilled nursing facility following a hospital stay, some home health care, and hospice care. There is no cost for Medicare Part A as long as you are eligible for the Social Security benefit.
- Medicare Part B
This helps cover medically-necessary services like doctors’ services, outpatient care, and other medical services that Part A does not cover. Part B also covers some preventive services. Most people will pay the standard monthly premium for Medicare Part B.
- Medicare Part D
This provides prescription drug coverage. Retired Faculty and Professional & Scientific employees do not need to enroll in a Medicare Part D plan while covered under the UNI retiree coverage or active employee coverage. State of Iowa retirees are eligible to enroll in a Medicare Part D plan called SilverScript. Participation in SilverScript is optional. More information about Medicare Part D and the State of Iowa's health plans can be found at the SilverScript website.
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