Health Insurance and Medicare

Retirement contributions provided by UNI are an important
part of your future financial well being. It’s important to
understand the benefits of your current retirement plan and the
benefits you will receive in retirement. Use this page to find out more information about Health Insurance and Medicare.
UNI Retirement Benefits

List of Retirement Benefits

Complete List of Benefits

Forms and Resources
Active Employee & Medicare
Retiree Turning Age 65


Overview of Medicare

You are eligible for Medicare when you are:

  • Age 65
  • Under age 65 with certain disabilities
  • Any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant)

As an active employee or a retiree, there are three parts of Medicare that could affect you:

  • Medicare Part A
    This is hospital insurance that helps pay for inpatient care in a hospital or skilled nursing facility following a hospital stay, some home health care, and hospice care. There is no cost for Medicare Part A as long as you are eligible for the Social Security benefit.

  • Medicare Part B
    This helps cover medically-necessary services like doctors’ services, outpatient care, and other medical services that Part A does not cover. Part B also covers some preventive services. Most people will pay the standard monthly premium for Medicare Part B.

  • Medicare Part D
    This provides prescription drug coverage. Retired Faculty and Professional & Scientific employees do not need to enroll in a Medicare Part D plan while covered under the UNI retiree coverage or active employee coverage. State of Iowa retirees are eligible to enroll in a Medicare Part D plan called SilverScript. Participation in SilverScript is optional. More information about Medicare Part D and the State of Iowa's health plans can be found at the SilverScript website.

Additional Information

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Date Updated:October 11, 2011