Faculty Benefits
The following is a brief description of our complete benefits package. The type of appointment, percent of time worked, and length of the appointment determine the benefits for which each employee is eligible. Booklets describing the benefit plans more fully are available in the Human Resource Services office.
Term, Probationary and Tenured Faculty are eligible for all benefits. Temporary Faculty over 50% time are eligible for Health and Dental insurance and IPERS the second semester. Temporary Faculty are also eligible for the Dependent Care Spending Account.
Health Insurance/Dental Insurance
Optional benefit available to eligible employees. Becomes effective on the first of the month after date of hire. UNI pays entire cost for single coverage. UNI and employee share the cost of family coverage.
Wellmark
Resources & Forms
UNI
Health Plan Benefit Certificate
UNI Health - Wellmark Blue Cross/Blue Shield (Indemnity Plan) |
Inpatient Coverage: |
 Deductible - first two days room and board charges. Paid at 90% of UCR.
|
Outpatient Coverage: |
Paid at 90% of UCR - no deductible or copayment |
Other Covered Services: |
Prescription drugs, Physical therapy, Ambulance, etc.
Deductible - $100 per year per contract
Coverage - 90% of UCR |
Nervous/Mental, Drug/Alcohol Abuse Services: |
Outpatient - 50% coverage to a maximum of 34 visits per person per calendar year
Inpatient - Inpatient benefits up to maximum of 45 days per person per year. |
Maximum Out of Pocket |
$500.00 per contract per year |
UNI Dental - Delta Dental |
Preventive Maintenance Care |
100% |
Routine Restorative Care and Surgical Care |
50% |
Major Restorative Care and Dental Prostheses |
50% after $50 deductible |
Maximum Benefit for Preventive Maintence Care, Routine and Major Restorative Care, Surgical Care, Prostheses |
$600 per person per year |
Orthodontic Care |
50% coverage after $100 deductible up to maximum of $500 per person per year. Available only to dependent children to age 19. |
Health & Dental Insurance Rates
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Group Life Insurance/Accidental Death and Dismemberment Insurance
Participation in the life insurance program and the accidental death and dismemberment program is automatic for Term, Probationary or Tenure Faculty. UNI pays the entire cost for both programs. Life coverage is 21/2 times the 9 month budgeted salary to a maximum of $250, 000. Accidental Death benefit is an additional 21/2 times the 9-month budgeted salary to a maximum of $250, 000.
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Long Term Disability Insurance/Retirement Protection Plan Insurance
Participation in the long term disability insurance program and the retirement protection plan insurance program is automatic for Term, Probationary, or Tenure Faculty. The coverage begins to phase in after one year of continuous employment. Maximum benefit is 70% of salary to a limit of $5000.00 per month. UNI pays the entire cost for both programs.
Faculty may apply for supplemental disability coverage. Employee pays the entire cost through payroll deduction.
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Retirement Programs
Iowa Public Employees' Retirement System (IPERS) |
Compulsory except for those enrolled in TIAA/CREF, student employees and foreign nationals in this country as exchange scholars, trainees, professors, teachers, research assistants or specialists. IPERS is a Defined Benefit plan. UNI pays 5.75 percent of salary. Employee pays 3.7 percent of salary.
Teachers Insurance and Annuity Association and College Retirement Equities Fund (TIAA/CREF) |
Available to Term, Probationary and Tenure Faculty with budgeted salary of $7,800 or more. TIAA/CREF is a Defined Contribution plan. UNI pays 6 2/3% of first $4,800; 10% of all over $4,800. Employee pays 3 1/3% of first $4,800; 5% of all over $4,800. After 5 years of service, UNI pays 10% and employee pays 5%.
Supplemental Tax Sheltered Annuities - TSA |
Available to all Faculty. Tax deferred contributions only from employee's salary. UNI does not contribute toward this program. Maximum contribution is defined by IRS Regulations.
For additional information, contact Human Resource Services at 273-2422.
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Phased Retirement Program
The eligibility requirements
for the phased retirement program are 57 years of age or older
and 15 or more years of service. Participation requires approval
of department.
For additional
information, refer to the Human Resource Services Retirement
page or call 273-2521.
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Premium Only Plan
Faculty electing family health and/or dental coverage are eligible to participate in the Premium Only Plan which is in conformance with Sections 106 and 125 of the Internal Revenue Code. This plan allows insurance premiums to be exempt from withholding taxes (Federal and State Income and FICA/Medicare).
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Dependent Care and Medical/Dental Expense Spending Accounts
Eligible Faculty may elect to have pretax withholdings from their paychecks to be deposited in special accounts for reimbursement of dependent care/uninsured medical and dental expenses. These plans are administered in conformance with Section 125 of the Internal Revenue Code.
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Workers' Compensation
All UNI employees are covered by State of Iowa Workers' Compensation which pays medical and indemnity benefits for employees injured on the job. UNI pays the entire cost of the program.
Employees who are injured on the job should report the injury to their department, regardless of how minor the injury. The department will complete the Employers' First Report of Injury Form and send it along with any medical charges to the Benefits Office. If treatment is necessary, Occupational Health at Sartori Hospital is the designated provider for UNI. In addition, the doctor or hospital should be notified that the claim is for a work injury and will be paid by State of Iowa. The claim should not be filed with the staff member's health insurance carrier.
For additional information, refer to the Human Resource Workers' Compensation page.
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Social Security
All employees are required to contribute to Social Security programs. The UNI contribution is identical to the employee contribution. FICA withholding is 6.20% of all earnings to a defined limit. Medicare withholding is 1.45% of all earnings.
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Sick Leave
Full time Faculty accrue 9 days of sick leave per semester. Part time faculty accrue sick leave on a pro rata basis. Maximum accrual is 120 days.
Sick leave accrues during a period of absence for which a staff member is paid sick leave. Sick leave does not accrue during any period of absence without pay.
If a holiday falls during a period of sick leave usage, it is not charged to the sick leave accumulation.
Employee may use sick leave for:
Employee's own illness or medical treatment
Emergency Leave - maximum of 40 hours per anniversary year for the emergency care for ill or injured immediate family members. Immediate family is defined as, and limited to, the employee's spouse or domestic partner, the employee's minor children, parents, or adoption of a child.
Adoption Leave - 40 hours per occurrence
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Family and Medical Leave Act
The Family and Medical Leave Act (FMLA) provides up to 12 weeks* of job-protected leave to "eligible" employees for certain family and medical reasons. Employees are eligible if they have worked for UNI for over one year and for 1,250 hours in the previous 12 months. Health and dental coverages may be continued during this leave with the University continuing to pay its share of the premium.
Reasons for taking family leave are:
1. To care for the employee's child after birth, or placement for adoption or foster care.
2. To care for the employee's spouse, child or parent who has a serious health condition.
3. For a serious health condition that makes the employee unable to perform their own job.
The employee is required to provide 30 days advance leave notice when feasible and to provide medical certification.
*An employee is entitled to only 12 weeks of family and medical leave in a "rolling" year, meaning that no more than 12 weeks of leave can be used within a period of 12 months.
For additional online information, refer to Human Resource Services' FMLA page.
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Employee Assistance Program
Offered through the Allen EAP. Offers initial assessment/referral and short-term counseling for employees and their immediate family members to address problems affecting personal relationships, health, and work performance. Call 235-3550 or 1-800-303-9996.
For additional online information, refer to Human Resource Services' EAP page.
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Who to Call
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For Information Concerning... |
Contact |
Phone Number |
Accidental Death and Dismemberment Insurance |
Cindy Webb |
273-2521 |
Catastrophic Illness |
Cindy
Webb |
273-2521 |
Child/Dependent Care Flexible Spending Account
R.D. Drenkow & Co., Inc |
Cindy Webb |
273-2521
1-800-383-1623 |
Dental Insurance |
|
|
| Delta Dental Claims |
|
1-800-544-0718 |
Coverage Changes |
|
273-2422 |
Employee Assistance Program |
|
235-3550 or
1-800-303-9996 |
Family and Medical Leave Act |
Cindy
Webb |
273-2521 |
Group Life Insurance |
Cindy Webb |
273-2521 |
Health Insurance |
|
|
Wellmark Blue Cross/Blue Shield Claims |
|
1-800-600-4149 |
Coverage Changes |
|
273-2422 |
Long-Term Disability |
Cindy Webb |
273-2521 |
Premium Only Plan |
Cindy
Webb |
273-2521 |
Retirement Programs |
|
|
General Information |
Cindy Webb |
273-2521 |
IPERS |
Cindy Webb |
273-2521 |
Phased Retirement |
Cindy Webb |
273-2521 |
TIAA/CREF |
|
|
Change TIAA/CREF Allocations |
|
1-800-842-2252 |
General Information |
|
1-800-842-2733 |
Supplemental Retirement Annuity (SRA) |
Cindy Webb |
273-2521 |
Sick Leave |
Linda
Gruetzmacher |
273-3003 |
Social Security |
|
1-800-772-1213 |
Workers' Compensation Claims |
Cindy
Webb |
273-2521 |
Sartori Memorial Hospital Occupational Health Department |
|
268-3215 |
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