University of Northern Iowa


Accounts Payable Accounts Receivable Cashiering Fixed Assets Payroll Purchasing Student Accounts Contact Us

We can help with..
Bank Wires Incoming
Bank Wires Outgoing
Collection of Foreign Items
Internal/External Sales
Returned Checks
Student Accounts/E-Bill
How to Pay/View e-Bill
Office of Business Operations
103 Gilchrist Hall
University of Northern Iowa
Cedar Falls, IA 50614-0008
Phone: 319.273.2162
Fax: 319.273.3009
Search OBO

Payment Card Industry (PCI) Security Standards

The PCI Security Standards Council’s was established in 2005 by American Express, Discover Financial Services, JCB International, MasterCard Worldwide, and Visa, Inc. The council’s mission is to promote credit card data security through education and awareness of the PCI Security Standards.

These standards are identified as the PCI DSS or Payment Card Industry Data Security Standards (PCI DSS), a set of comprehensive requirements to ensure data security. Areas of focus include: security management, policies, procedures, network architecture, software design, and other critical security areas. These requirements are designed to help organizations proactively protect customer account data.

PCI Data Security Standards:

Goals Requirements

Build and Maintain a Secure Network

1: Install and maintain a firewall configuration to protect cardholder data
2: Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

3: Protect stored cardholder data
4: Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program

5: Use and regularly update anti-virus software
6: Develop and maintain secure systems and applications

Implement Strong Access Control Measures

7: Restrict access to cardholder data by business need-to-know
8: Assign a unique ID to each person with computer access
9: Restrict physical access to cardholder data

Regularly Monitor and Test Networks

10: Track and monitor all access to network resources and cardholder data
11: Regularly test security systems and processes

Maintain an Information Security Policy

12: Maintain a policy that addresses information security